Supported by:

German British Forum


Christian Krämer, KfW

  • Speaker Role: Finance
  • Speaker Details: First Vice President of the German 'Mittelstand' bank KfW and expert on Finance, Christian Krämer will discuss how the KfW helped to build the 'Mittelstand'

Christian Krämer heads KfW’s office for Management Affairs. He is responsible for KfW’s relationship with the supervising German Federal ministries like the Ministry of Finance and the Ministry for Economic Affairs. This also includes responsibility for the bank’s liaison offices in Brussels and Berlin. Among his current tasks are the management of all strategic questions with respect to KfW’s general approach to the European market.

He started in KfW’s legal department in 1999 and moved to KfW IPEX Bank (International Project and Export Finance) which covers all international commercial activities in the bank. Christian spent several years in asset based aircraft finance including restructuring and remarketing activities in the downturn after 2001.

After that he moved to the bank’s energy finance department being responsible for a team covering power plant and water deals mainly on project finance structures.

He acts as Deputy Chairperson of the Supervisory Board of ProCredit Group, an international active Microfinance institution.

Christian Krämer holds a law degree from the University of Cologne.


The KfW, The German ‘Mittelstand’ Bank

KfW is one of the world’s leading development banks. With its decades of experience, KfW is committed to improving economic, social and ecological living conditions all around the world on behalf of the Federal Republic of Germany and the federal states. To do this, it supplied funds totalling 72.5 billion euros in 2013 alone; and of this, 38 % went into measures for protecting the environment and combating climate change. As a “Bank aus Verantwortung” (a bank of responsibility), KfW sustainably supports change in the economy, ecology and society.

The main focus of KfW’s work is on domestic financing. Here, the promotional offering for companies (business sector KfW Mittelstandsbank) is the area with the highest business volume. The KfW Mittelstandsbank supports SMEs, start-ups and the self-employed through its financing products and advisory services for starting up businesses, general investment, innovation and environmental protection. KfW provides long-term investment loans, working capital loans and equity for enterprises. As a general rule, KfW grants its loans through regular banks, and to make it easier for the bank to approve the loan, KfW also assumes the bank’s risk in some cases. In 2013 the business sector KfW Mittelstandsbank achieves a new business volume of EUR 22.6 billion. The key promotional area start-ups and general corporate financing accounted for a total commitment volume of EUR 11.3 billion. In the area of environmental protection, the commitment volume was EUR 10.3 billion.